pen sitting on a desk

Personal Checking Account

The right fit for your busy life.

Whether you’re just getting started financially, or you’re a seasoned pro, we have the best checking accounts for exactly what you need.

Basic Checking Union Advantage Golden Advantage 60+ Platinum Advantage
$50 $50 $50 $50
Monthly Service Charge $3 with Paper Statement
$5 Paper Statement
$3 with E-Statement 
None
$8 Paper Statement
$7 with E-Statement 
Options to Waive Waived with E-Statement Waived with $500 minimum balance* N/A Waived with $25,000 combined deposit balance in checking or savings 
Minimum Balance None $500 to Avoid Service Charge None None
Check Cost Varies Varies 1 Complimentary Box of Golden Advantage Checks Annually 1 Complimentary Box of Platinum Advantage Checks at Account Opening
Statement Images N/A Included Included Included
Overdraft Privilege*** $650 $650 $650 $650
Add on Services

E-Services available with $3 Service Charge**
(Waived with E-Statement)

Online Bill Pay  N.A
$.50 per transaction after the
first 10 transactions
$.50 per transaction after the
first 10 transactions**
$.50 per transaction after the
first 10 transactions
Mobile Deposits N/A Included Included** Included
iPay
$.99 per item $.99 per item $.99 per item
Safe Deposit Box Discount


Receive a complimentary first year rental on a 3X5 Safe Deposit Box or a $10 discount on the first year rental of any other size. ****
Lifestyle Benefits $5 
(Included with Platinum Advantage)
Total Identity Monitoring, Cellular Telephone Protection, Travel Assistance Service, Prescription Drug Card, $10,000 Accidental Death & Dismemberment Insurance  Total Identity Monitoring, Cellular Telephone Protection, Travel Assistance Service, Prescription Drug Card, $10,000 Accidental Death & Dismemberment Insurance Total Identity Monitoring, Cellular Telephone Protection, Travel Assistance Service, Prescription Drug Card, $10,000 Accidental Death & Dismemberment Insurance Total Identity Monitoring, Cellular Telephone Protection, Travel Assistance Service, Prescription Drug Card, $10,000 Accidental Death & Dismemberment Insurance

*Minimum balance calculated per statement cycle
**Golden Advantage Bill Pay and Mobile Deposit available for $3.00 monthly service charge, fee waived with E-statements. 
***Overdraft Privilege subject to approval. 
****Subject to availability. 

FEATURES INCLUDED IN PERSONAL CHECKING ACCOUNTS

  • Unlimited Check Writing
  • Instant Issued Debit Card - subject to approval
  • Internet Banking
  • Notary Service
  • Mobile Banking
  • Bank to Bank Transfers