Personal Checking Account

* Minimum balance calculated per statement cycle.
** Overdraft privilege is subject to approval.
***Golden Advantage Bill Pay and Mobile Deposit available for $3.00 monthly service charge, fee waived with e-statements.
**** Subject to availability


Platinum Advantage Checking

Maintaining a $25,000 combined deposit balance in your checking and savings account should come with benefits!

  • ATMs NATIONWIDE - use any ATM in the nation. Withdraw money from your account with the assurance that we will not charge a foreign ATM fee. We will also refund up to $5 per statement cycle of the bank's surcharge.
  • PERSONALIZED CHECKS - one order of Platinum Advantage checks will be provided at account opening.
  • SAFE DEPOSIT BOX DISCOUNT - Receive a $10 discount on the first year’s rental of any size safe deposit box.
  • OVERDRAFT PROTECTION - With this discretionary service, we will consider without obligation on our part, payment of your overdrafts up to $650. Normal charges apply. Ask for details.
  • ONLINE BANKING - with online and mobile banking, you can easily access all your account information 24/7. Enjoy the convenience of online bill pay, mobile deposits, Zelle person to person payments, bank to bank transfers, e-statements... everything you need to monitor your account status.
LIFESTYLE BENEFITS 
  • $10,000 Accidental Death & Dismemberment Insurance
  • Travel Assistance Service
  • Total Identity Monitoring
  • Cellular Phone Protection
  • WellCardRX Health Discounts
FEES FOR PLATINUM ADVANTAGE
$8 / month with paper statement
$7 / month with an e-statement
FREE with $25,000 combined deposit balance.
All customers may add LIFESTYLE BENEFITS to their account for only $5 / month.